[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.deamadre.cz\/nemusite-mit-smulu\/#Article","mainEntityOfPage":"https:\/\/www.deamadre.cz\/nemusite-mit-smulu\/","headline":"Nemus\u00edte m\u00edt sm\u016flu","name":"Nemus\u00edte m\u00edt sm\u016flu","description":"Ony pro \u0161\u0165astn\u00e9 lidi naprosto nezn\u00e1m\u00e9 a nesrozumiteln\u00e9 n\u00e1zvy Solus, BRKI, NRKI, CERD a CBCB v sob\u011b ukr\u00fdvaj\u00ed n\u011bco, co m\u016f\u017ee nad\u011blat hodn\u011b nep\u0159\u00edjemnost\u00ed. Proto\u017ee se jedn\u00e1 o registry, do nich\u017e jsou zan\u00e1\u0161eni dlu\u017en\u00edci, nemaj\u00edc\u00ed pr\u00e1v\u011b dobrou platebn\u00ed mor\u00e1lku, respektive ti, kdo z n\u011bjak\u00e9ho jin\u00e9ho d\u016fvodu n\u011bkdy nebyli schopni dost\u00e1t sv\u00fdm z\u00e1vazk\u016fm.Co\u017e se m\u016f\u017ee hrav\u011b […]","datePublished":"2019-02-21","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.deamadre.cz\/author\/#Person","name":"deamadre.cz\n","url":"https:\/\/www.deamadre.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/69bd9b72104e3ccfb6214cbd23cb226f96c6ecf33a2a351fa1d4682235118df3?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/69bd9b72104e3ccfb6214cbd23cb226f96c6ecf33a2a351fa1d4682235118df3?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"deamadre.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.deamadre.cz\/wp-content\/uploads\/img_a338699_w2330_t1551279146.jpg","url":"https:\/\/www.deamadre.cz\/wp-content\/uploads\/img_a338699_w2330_t1551279146.jpg","height":0,"width":0},"url":"https:\/\/www.deamadre.cz\/nemusite-mit-smulu\/","about":["Pen\u00edze"],"wordCount":583,"articleBody":"Ony pro \u0161\u0165astn\u00e9 lidi naprosto nezn\u00e1m\u00e9 a nesrozumiteln\u00e9 n\u00e1zvy Solus, BRKI, NRKI, CERD a CBCB v sob\u011b ukr\u00fdvaj\u00ed n\u011bco, co m\u016f\u017ee nad\u011blat hodn\u011b nep\u0159\u00edjemnost\u00ed. Proto\u017ee se jedn\u00e1 o registry, do nich\u017e jsou zan\u00e1\u0161eni dlu\u017en\u00edci, nemaj\u00edc\u00ed pr\u00e1v\u011b dobrou platebn\u00ed mor\u00e1lku, respektive ti, kdo z n\u011bjak\u00e9ho jin\u00e9ho d\u016fvodu n\u011bkdy nebyli schopni dost\u00e1t sv\u00fdm z\u00e1vazk\u016fm.Co\u017e se m\u016f\u017ee hrav\u011b st\u00e1t. A pokud k tomu dojde, nejednou to m\u00e1 nep\u0159\u00edjemn\u00e9 n\u00e1sledky. A to ty bezprost\u0159edn\u00ed, i ty, o nich\u017e mo\u017en\u00e1 doty\u010dn\u00fd nem\u011bl v prvn\u00ed chv\u00edli ani potuchy. Proto\u017ee je jasn\u00e9, \u017ee pokud si \u010dlov\u011bk p\u016fj\u010d\u00ed pen\u00edze a pak je nespl\u00e1c\u00ed, \u010dekaj\u00ed ho za to zpravidla n\u011bjak\u00e9 ekonomick\u00e9 sankce, od pen\u00e1le t\u0159eba a\u017e po exekuci majetku, jen\u017ee ani to nemus\u00ed b\u00fdt je\u0161t\u011b te\u010dka.Proto\u017ee i kdy\u017e takov\u00fd \u010dlov\u011bk kone\u010dn\u011b v\u0161e splat\u00ed a m\u00e1 to tud\u00ed\u017e za odbyt\u00e9, m\u016f\u017ee narazit i je\u0161t\u011b dlouho pot\u00e9, co obdobn\u011b zh\u0159e\u0161il, na d\u016fsledky. V podob\u011b toho, \u017ee kdy\u017e si n\u011bkde za\u017e\u00e1d\u00e1 o dal\u0161\u00ed p\u016fj\u010dku, zpravidla bude odm\u00edtnut.Zejm\u00e9na banky jsou v tomto ohledu v\u00edce ne\u017e nekompromisn\u00ed. Kdy\u017e \u010dlov\u011bk do n\u011bkter\u00e9 z nich zav\u00edt\u00e1 a chce si p\u016fj\u010dit na cokoliv, t\u0159eba i na n\u011bco tak rozumn\u00e9ho, jako je vlastn\u00ed st\u0159echa nad hlavou, odejde s nepo\u0159\u00edzenou. Tam u\u017e mu nev\u011b\u0159\u00ed.A jedin\u00fdm v\u00fdchodiskem je pak pro podobn\u00e9ho \u010dlov\u011bka .Jist\u011b, nejedn\u00e1 se o nic pod\u0159adn\u00e9ho ani o n\u011bjakou pochybnou z\u00e1le\u017eitost, pokud se \u010dlov\u011bk rozhodne pro nebankovn\u00ed hypot\u00e9ku bez registru, ale je tu smutn\u00e9 to, \u017ee je to pro n\u011bkoho takov\u00e9ho vesm\u011bs ta jedin\u00e1 mo\u017en\u00e1 volba, \u017ee nem\u00e1 na v\u00fdb\u011br a pokud pen\u00edze nutn\u011b pot\u0159ebuje, obr\u00e1t\u00ed se k n\u011bmu skoro v\u0161ude z\u00e1dy.Jenom v p\u0159\u00edpad\u011b pr\u00e1v\u011b zm\u00edn\u011bn\u00e9 nebankovn\u00ed hypot\u00e9ky ne. Proto\u017ee tady takov\u00e9mu \u010dlov\u011bku vyhov\u00ed i tehdy, kdy\u017e n\u011bjak\u00e9 ty h\u0159\u00ed\u0161ky z d\u0159\u00edv\u011bj\u0161ka m\u00e1, tady nehraj\u00ed z\u00e1znamy v registrech dlu\u017en\u00edk\u016f zase a\u017e tak v\u00fdznamnou roli. Stejn\u011b jako \u017eadatelova solventnost a dal\u0161\u00ed p\u0159\u00edpadn\u00e9 po\u017eadavky, je\u017e si v bank\u00e1ch vesm\u011bs kladou.U nebankovn\u00ed hypot\u00e9ky sta\u010d\u00ed d\u00e1t do z\u00e1stavy svoji nemovitost, respektive nemovitost n\u011bkoho, kdo je ochoten se za doty\u010dn\u00e9ho \u010dlov\u011bka zaru\u010dit, \u0159\u00edci si, kolik pen\u011bz si doty\u010dn\u00fd chce p\u016fj\u010dit a jak dlouho by cht\u011bl sv\u016fj dluh spl\u00e1cet, a je mu vesm\u011bs promptn\u011b vyhov\u011bno. Jedna online \u017e\u00e1dost, p\u00e1r p\u0159ilo\u017een\u00fdch sn\u00edmk\u016f zastavovan\u00e9 nemovitosti a je to. Sv\u00e9 pen\u00edze m\u016f\u017ee m\u00edt u\u017e co nevid\u011bt.A jen v\u011bru m\u00e1lokdy tu \u010dlov\u011bku v\u011b\u0159\u00ed tak m\u00e1lo, \u017ee by po n\u011bm p\u0159edem cht\u011bli ru\u010ditele, spoludlu\u017en\u00edka nebo jin\u00e9 \u201abolestn\u00e9\u2018.A tak se registr\u016f dlu\u017en\u00edk\u016f net\u0159eba b\u00e1t. Ale p\u0159ece jen je lep\u0161\u00ed, kdy\u017e se \u010dlov\u011bk pro tuto skv\u011blou nebankovn\u00ed nab\u00eddku rozhodne s\u00e1m, ne\u017e kdy\u017e je to st\u00e9blo, jeho\u017e se jako tonouc\u00ed chyt\u00e1, kdy\u017e jinde neusp\u011bl.                                                                                                                                                                                                                                                                                                                                                                                        4.4\/5 - (5 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Nemus\u00edte m\u00edt sm\u016flu","item":"https:\/\/www.deamadre.cz\/nemusite-mit-smulu\/#breadcrumbitem"}]}]