[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.deamadre.cz\/zajem-cechu-o-stavebni-sporeni-rychle-roste\/#Article","mainEntityOfPage":"https:\/\/www.deamadre.cz\/zajem-cechu-o-stavebni-sporeni-rychle-roste\/","headline":"Z\u00e1jem \u010cech\u016f o stavebn\u00ed spo\u0159en\u00ed rychle roste","name":"Z\u00e1jem \u010cech\u016f o stavebn\u00ed spo\u0159en\u00ed rychle roste","description":"Stavebn\u00ed spo\u0159en\u00ed je asi nejspolehliv\u011bj\u0161\u00ed druh spo\u0159en\u00ed, kde m\u00e1te \u0161anci krom\u011b b\u011b\u017en\u00e9ho spo\u0159en\u00ed a \u00faroku z\u00edskat tak\u00e9 st\u00e1tn\u00ed podporu a\u017e 2 000 K\u010d za rok. Jedn\u00e1 se o dlouhodob\u00e9 spo\u0159en\u00ed, kde si nastav\u00edte finan\u010dn\u00ed c\u00edl, kter\u00e9ho byste cht\u011bli doc\u00edlit a vybrat si pen\u00edze m\u016f\u017eete poprv\u00e9 po 5 letech. Pokud budete pravideln\u011b d\u00e1vat ur\u010ditou \u010d\u00e1stku jako […]","datePublished":"2025-02-28","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.deamadre.cz\/author\/#Person","name":"deamadre.cz\n","url":"https:\/\/www.deamadre.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/69bd9b72104e3ccfb6214cbd23cb226f96c6ecf33a2a351fa1d4682235118df3?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/69bd9b72104e3ccfb6214cbd23cb226f96c6ecf33a2a351fa1d4682235118df3?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"deamadre.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.deamadre.cz\/wp-content\/uploads\/img_a309419_w2330_t1520331414.jpg","url":"https:\/\/www.deamadre.cz\/wp-content\/uploads\/img_a309419_w2330_t1520331414.jpg","height":0,"width":0},"url":"https:\/\/www.deamadre.cz\/zajem-cechu-o-stavebni-sporeni-rychle-roste\/","about":["Pen\u00edze"],"wordCount":441,"articleBody":"Stavebn\u00ed spo\u0159en\u00ed je asi nejspolehliv\u011bj\u0161\u00ed druh spo\u0159en\u00ed, kde m\u00e1te \u0161anci krom\u011b b\u011b\u017en\u00e9ho spo\u0159en\u00ed a \u00faroku z\u00edskat tak\u00e9 st\u00e1tn\u00ed podporu a\u017e 2 000 K\u010d za rok. Jedn\u00e1 se o dlouhodob\u00e9 spo\u0159en\u00ed, kde si nastav\u00edte finan\u010dn\u00ed c\u00edl, kter\u00e9ho byste cht\u011bli doc\u00edlit a vybrat si pen\u00edze m\u016f\u017eete poprv\u00e9 po 5 letech. Pokud budete pravideln\u011b d\u00e1vat ur\u010ditou \u010d\u00e1stku jako \u201espl\u00e1tku\u201c sv\u00e9ho spo\u0159en\u00ed prvn\u00ed 2 roky, m\u016f\u017eete si pot\u00e9 po\u017e\u00e1dat o hypote\u010dn\u00ed \u00fav\u011br.  \u00da\u010delem tohoto spo\u0159en\u00ed je, abyste si dlouhodob\u011b a efektivn\u011b spo\u0159ili pen\u00edze ur\u010den\u00e9 pro koupi \u010di vybaven\u00ed nemovitosti nebo pozemku. Sv\u00e9 pen\u00edze s t\u00edmto spo\u0159en\u00edm nikam neinvestujete, tak\u017ee o n\u011b nem\u016f\u017eete p\u0159ij\u00edt, naopak m\u016f\u017eete s n\u00edm pouze z\u00edskat. P\u0159i akutn\u00ed pot\u0159eb\u011b financ\u00ed m\u00e1te samoz\u0159ejm\u011b jin\u00e9 mo\u017enosti financov\u00e1n\u00ed nemovitosti . Nen\u00ed proto divu, \u017ee jsou stavebn\u00ed spo\u0159en\u00ed tak obl\u00edben\u00e1. V \u010cesk\u00e9 republice figuruje 5 tuzemsk\u00fdch spo\u0159itelen, kter\u00e9 tyto slu\u017eby poskytuj\u00ed. Jde o \u010ceskomoravskou stavebn\u00ed spo\u0159itelnu (\u010cMSS), Stavebn\u00ed spo\u0159itelna \u010cesk\u00e9 spo\u0159itelny (SS\u010cS), Modr\u00e1 pyramida, Reiffeisen stavebn\u00ed spo\u0159itelna a W\u00fcstenrot. Meziro\u010dn\u00ed n\u00e1r\u016fst o 11 procent Jen v lednu leto\u0161n\u00edho roku poskytly tuzemsk\u00e9 spo\u0159itelny hypote\u010dn\u00ed \u00fav\u011bry za 5,3 miliardy korun, co\u017e je meziro\u010dn\u011b o 11 procent v\u00edce. Z\u00e1jem o uzav\u0159en\u00ed zcela nov\u00fdch smluv o stavebn\u00edm spo\u0159en\u00ed tak\u00e9 vzrostla, a to o 38 procent. V lednu bylo uzav\u0159eno na 42 500 smluv stavebn\u00edho spo\u0159en\u00ed. B\u011bhem lo\u0148sk\u00e9ho roku poskytly spo\u0159itelny hypote\u010dn\u00ed \u00fav\u011bry celkov\u011b ve v\u00fd\u0161i 59,6 miliardy korun. Z\u00e1jem o stavebn\u00ed spo\u0159en\u00ed byl ale loni o desetinu ni\u017e\u0161\u00ed, ne\u017e je letos. Spo\u0159itelny uzav\u0159ely jen asi 426 500 smluv. Pl\u00e1novan\u00fd po\u010det uzav\u0159en\u00fdch smluv b\u011bhem roku 2018 by se m\u011bl ov\u0161em podle odhad\u016f odborn\u00edk\u016f pohybovat kolem p\u016fl milionu smluv stavebn\u00edho spo\u0159en\u00ed. Nelze zcela p\u0159esn\u011b \u0159\u00edci, pro\u010d je n\u00e1r\u016fst takov\u00fd pr\u00e1v\u011b nyn\u00ed a ji\u017e od po\u010d\u00e1tku nov\u00e9ho kalend\u00e1\u0159n\u00edho roku. Zda se bude popt\u00e1vka po stavebn\u00edm spo\u0159en\u00ed d\u00e1le zvy\u0161ovat po cel\u00fd rok, nebo zda je tento n\u00e1r\u016fst jen neobvykl\u00fdm v\u00fdkyvem uvid\u00edme v budoucnosti. B\u011bhem n\u011bkolika n\u00e1sleduj\u00edc\u00edch m\u011bs\u00edc\u016f se uvid\u00ed, zda se \u010ce\u0161i zaj\u00edmaj\u00ed o stavebn\u00ed spo\u0159en\u00ed st\u00e1le v\u00edce, nebo \u0161lo jen o n\u00e1r\u016fst s po\u010d\u00e1tkem roku.                                                                                                                                                                                                                                                                                                                                                                                        4.4\/5 - (8 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Z\u00e1jem \u010cech\u016f o stavebn\u00ed spo\u0159en\u00ed rychle roste","item":"https:\/\/www.deamadre.cz\/zajem-cechu-o-stavebni-sporeni-rychle-roste\/#breadcrumbitem"}]}]